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    Teaser Paragraph:

    The problem is, there are hundreds, if not thousands, of apps to check out everything from laptop and mobile apps to browser extensions. How can you cut through the noise and know the best few to choose from?

    What happens when you combine technology with productivity? Productivity becomes a breeze. You could easily double or even triple your productivity using the right tools.
    The problem is, there are hundreds, if not thousands, of apps to check out everything from laptop and mobile apps to browser extensions. How can you cut through the noise and know the best few to choose from?
    Frankly, it’s hard. That’s why I created this post. I’m sharing the best apps I’ve tested over the past year. Are you ready to tackle these apps?
    Trello
    Do you have a team and want to get everyone in sync to move your project along more quickly? Check out Trello ASAP. Your team will know which tasks to tackle first and who’s working on what so that two team members don’t do the same task. Plus, you’ll know what’s done so that you can celebrate it at the end of the week or the end of the project. The free plan is more than enough when you’re starting out, but the company does offer different plans.
    Asana.
    Want to create a simple to-do list with detailed sub-tasks, and make it easy to know what to tackle next? Asana is your go-to tool. It can also function the same way as Trello for synchronizing team members together. You can test it and find out what’s right for you.
    Google Keep.
    Want to create notes and have a way to sync them on all your devices? Check out, Google Keep. What I like about this tool is its simplicity. Just open the app, take notes, and you’re done. You can color code them, too. And the best part is that it’s available on all platforms.
    Pocket.
    Do you find a lot of great articles in the middle of your work? You don’t want to miss the great info in the articles, but you want to stay focused on your work, right? Then Pocket will help you accomplish this. Again, it’s available on all platforms, and with a click of a button, your article is saved so you can read it later in the day or on the weekend.
    Fantastical 2.
    Fantastical is a great calendar app that’s built for the iOS platform. I’ve been testing it on my Mac for more than a month now, and I’m in love with it. Want a simple and flexible calendar app? This is the app you’ve been searching for.
    Evernote.
    One of the most popular productivity apps is Evernote. It’s great for taking notes, organizing them and finding what you want in a matter of seconds. I like the scanning feature. It’s definitely a tool you need to check out.
    Slack.
    This is another great app to manage your team and increase your efficiency. The best part about Slack is its integration capability and its search functions – and its generous free plan.
    RescueTime.
    Want to know where are you’re spending your time on your laptop and make sure that you’re not wasting it? Then you need to install RescueTime and wait for your first report. After using it for three months, I noticed that I spend a lot of time on YouTube, so I blocked that site out for the entire workday. The next month, I got twice as much done.
    Site Block.
    Remember how I said that I blocked YouTube to get more done without working more? Site Block is the tool I use. The best part is that it shows you how many times you tried to access the site while it was blocked. It confirmed to me that I was right about blocking YouTube.
    Buffer.
    Updating all your profiles to keep them active and to keep your followers engaged is a time-consuming process. Enter Buffer. With a click of a button, you can schedule posts on different social media platforms. The best part? You can schedule to share posts from within the post itself with the Chrome extension. Definitely, check it out.
    WriteRoom.
    Writing is a task that I need to do more often. What if you could just focus and write more without any distraction? WriteRoom helps you do just that.
    1password.
    Do you waste time trying to remember your password for Twitter or keep writing down the password to your Facebook account? You don’t need to do that anymore. With 1password, you only need to remember the master password of 1password, and with a click of a button, you can sign into any of your accounts on any site. Don’t waste any more time trying to remember passwords.
    IFTTT.
    What if you could automate a lot of stuff so you wouldn’t have to do it manually? What if you could send an email to yourself with book sales on Apple book every week? Want to turn lights in your room on at specific times? Need to sync Instagram photos with Pinterest without doing anything? Sounds like some kind of sci-fi dream, right?
    It can be a reality with IFTTT, which is an acronym for “If This, Then That.” You can’t imagine what you can automate until you try this tool.
    Sleepyti.me.
    Are you tired of waking up tired one day and refreshed the next day even though you slept less? Are you aware that there is science behind how much to sleep and when to wake up, but you don’t want to dive deep into this stuff? Then simply use the Sleepyti.me app.
    It’s a website where you plug in when you want to wake up and it shows you the different times you should go to bed. Don’t wake up tired again.
    Forest App.
    I saved the best for last. You know about the Pomodoro technique, right? What about an engaging way to help you apply this technique? That’s what this app is all about. As you start and go through your session, a plant is planted, and it starts to grow as you progress through your session. When you’re done, you have a tree in front of you. As you go through more sessions, you’ll be growing more and more trees. So do it.

    saurabhjain
    You know 7 steps to becoming a millionaire:
    Develop a written financial plan Save, save, save Live below your means Lay off the credit Make your money work for you Start your own business Get professional advice  
    But The important 10 Steps 

    1. Follow the money. In today’s economic environment you cannot save your way to millionaire status. The first step is to focus on increasing your income in increments and repeating that. . Start following the money and it will force you to control revenue and see opportunities.
    2. Don’t show off -- show up! they didn’t buy their first luxury watch or car until their businesses and investments were producing multiple secure flows of income. They were still driving a Toyota Camry when they have become a millionaire. Be known for your work ethic, not the trinkets that you buy.
    3. Save to invest, don’t save to save. The only reason to save money is to invest it.  Put your saved money into secured, sacred (untouchable) accounts. Never use these accounts for anything, not even an emergency. This will force you to continue to follow step one (increase income). To this day, at least twice a year, 
    4. Avoid debt that doesn’t pay you. Make it a rule that you never use debt that won’t make you money. they borrowed money for a car only because they knew it could increase their income. Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.
    5. Treat money like a jealous lover. Millions wish for financial freedom, but only those that make it a priority have millions. To get rich and stay rich you will have to make it a priority. Money is like a jealous lover. Ignore it and it will ignore you, or worse, it will leave you for someone who makes it a priority.
    6. Money doesn’t sleep. Money doesn’t know about clocks, schedules or holidays, and you shouldn’t either. Money loves people that have a great work ethic. The store closes at 7 p.m. Most times you could find them there at 11 p.m. making an extra sale. Never try to be the smartest or luckiest person -- just make sure you outwork everyone.
    7. Poor makes no sense. I have been poor, and it sucks. I have had just enough and that sucks almost as bad. Eliminate any and all ideas that being poor is somehow OK. Bill Gates has said, "If you’re born poor, it’s not your mistake. But if you die poor, it is your mistake."
    8. Get a millionaire mentor. Most of us were brought up middle class or poor and then hold ourselves to the limits and ideas of that group. I have been studying millionaires to duplicate what they did. Get your own personal millionaire mentor and study them. Most rich people are extremely generous with their knowledge and their resources.
    9. Get your money to do the heavy lifting. Investing is the Holy Grail in becoming a millionaire and you should make more money off your investments than your work. If you don’t have surplus money you won’t make investments. The second company they started required a $50,000 investment. That company has paid them back that $50,000 every month for the last 10 years. Their third investment was in real estate, where they started with $350,000, a large part of my net worth at the time. they still own that property today and it continues to provide them with income. Investing is the only reason to do the other steps, and your money must work for you and do your heavy lifting.
    10. Shoot for $10 million, not $1 million. The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough.
    Apply these 10 steps and they will make you rich. Steer clear of people that suggest your financial dreams are born of greed. Avoid get-rich-quick schemes, be ethical, never give up, and once you make it, be willing to help others get there too.
     

    saurabhjain
    In long race of professional journey, we intend to measure our performance and desire to get best outcomes. The focus is on results and we put our best efforts to achieve the same, however It is equally important to keep a consistent pace on up-skill activity. It is like keeping your tools pointed so that leverage upon the hard work you do can be taken for your performance.
    Up skills refers to add on the current skills which keep us moving with assertiveness and aggressiveness. The question is - How should we up-skill ourselves? Sharing with you the four steps which we all must take care of and practice them with utmost sincerity.
    1 External training / certifications / education - This can be self-nominated or it can be also provided by the organization you work for. Whatever be the case is, the important point is to make most of it and don't ever just do it for just sake of doing it. Give time and prepare for such training - Do the elementary homework before appearing in such trainings such that you are on the same tuning the very first minute of the opportunity provided to you. Consistent Reading - The more you read the better you will be. It is the food that your brain needs - Reading newspapers, journals, magazines keeps you upfront with the latest innovations, practices in your industry. With consistent readings, the results can do wonders and one can start feeling a change in his/ her confidence within a month or so. In short consistent reading gives you the content. Ask others - We all are surrounded by our friends and colleagues - Share / Express & Discuss the better ways of doing the same thing. Everyone will be free to give 10 seconds to you and it’s up to you how can you make most of it. Remember to help others too. This can be done with colleagues in your office, your friends, online communities, networks. Reflect - Reflection is the key - Whatever you learn in above three steps - apply it. Try to bring them in practice. It can be in verbal communications, or it can be in your analysis activity. You can even write a blog of what you learnt today. This will give you chance to interact with others having similar interest. Without reflection, the learning are sure to fade.
    We are always sincere for the task we are given in office. On the other hand we have no other option else we might be fired, but when it comes to us, we seems to be lazy as we are the boss of our own and so no one will fire us. So the discipline in all above four steps with only come once you show same dedication as you show for the official task which you are paid for. In short it’s all about Self-management.
    Wish you long tern success in your professional journey!

    saurabhjain
    Teaser Paragraph:

    Keep in mind that the key to financial success is being aware of how you’re spending your money and cutting out the bad habits.

    Most college students are living on a budget. If not, they’re likely students getting themselves into a cycle of debt.While neither is fun or easy, you can become smarter about the way you spend your money. Keep in mind that the key to financial success is being aware of how you’re spending your money.
    Also, know that there’s a difference between being cheap and having spending savvy. There’s nothing wrong with living within your means, rather than beyond.
    Stretch your dollar further with the following money-saving tips:
    Buy or rent used textbooks and sell last semester’s books back.  Don’t make impulse purchases.  Never go grocery shopping when you’re hungry. Limit the number of times you eat out monthly. Cut out vices – smoking and binge drinking are terrible for you and expensive. Always pay bills on time to avoid late fees. If you have a credit card, pay it off as quickly as possible. (It’s good to establish credit, but a bad credit score follows you everywhere.)  Walk, use public transportation or ride a bike instead of having a car. Live with others so you can split rent and utilities. Cut out expensive cable packages you don’t need. Consider more basic phone packages or plans that include unlimited texting with free incoming calls Don’t buy the most expensive college meal plans. Figure out what you actually consume and get the correlating package. Shop where they offer student discounts. There are so many places that offer discounts to students with a school ID.  Look into a campus gym versus a gym in town. Many colleges offer memberships for free or at a reduced rate for students. When planning meals, make dinner with friends and split the cost of groceries. Often times, you’ll be cooking too much for one person anyway! Sell what you no longer use or need. There are plenty of stores and web sites, like Poshmark and Craigslist, where you can sell your used clothing, furniture or tech items. Don’t buy unnecessary school supplies. Why buy cumbersome notebooks when you can type on your laptop? It’s better for the earth anyway! Don’t buy books you will only need for a short period of time – check them out from the library instead. Take advantage of what your campus has to offer in terms of activities, rather than spending money on going out. Many campuses have an array of museums, offer movie nights and other social events for cheaper or, sometimes, for free. Skip expensive spring break and summer trips – look into alternatives, like volunteering, instead.  Wait to get a pet until after college – a pet can become very expensive. Not only do you have another mouth to feed, but veterinary bills are costly. If you love animals, there are plenty of shelters that need volunteers. Go to class. You’re paying for it and skipping is like throwing money out the window! Drink water. It’s free and better for you, anyway. Make your own coffee. While coffee shops are convenient, they charge hefty prices that really add up over time. Open a savings account that earns interest. Credit unions have fewer fees and are great for students. Use a free tool, like FinAid’s Student Budget Calculator or the one offered by Mint.com, to keep track of your finances. It’s harder to be frivolous when you see where your money is going. Never take out a loan for anything that’s unrelated to your education.  Don’t buy music. Use the free services like Spotify or Pandora offer. Look into class requirements and the options for testing out of classes. Why pay for a class you could easily test out of? Consider becoming a resident advisor. Many get free room and board. Avoid buying name brand items. Purchase generic items whenever possible. They are exactly the same item, at a highly reduced price. You can even check the ingredients to make sure!

    admin
    Teaser Paragraph:

    It's easy to get comfortable in a job you enjoy, or even seek out a position that aligns with your interests. For example, Osborn and Morris write in their book, a ski instructor who loves to ski or a bartender who loves to meet new people and be social.

    "All of these individuals are getting some subset of their needs met," they write. "But is it enough?"

    Osborn and Morris encourage you to use your learned skills to find interests outside of your comfort zone. "Building wealth is a contact sport. It requires movement, action, and impact. Be purposeful and build a network that takes you closer to your goals," they write.

    1. Staying in a comfortable job
    It's easy to get comfortable in a job you enjoy, or even seek out a position that aligns with your interests. For example, Osborn and Morris write in their book, a ski instructor who loves to ski or a bartender who loves to meet new people and be social.
    "All of these individuals are getting some subset of their needs met," they write. "But is it enough?"
    Osborn and Morris encourage you to use your learned skills to find interests outside of your comfort zone. "Building wealth is a contact sport. It requires movement, action, and impact. Be purposeful and build a network that takes you closer to your goals," they write.
    2. Avoiding risk
    Fear is a universal feeling. Once you realize you're not alone in that feeling, "ask yourself, 'What is truly at risk?'" Osborn and Morris write.
    Remember, if it's a worthwhile endeavor, there will almost certainly be some sort of risk involved.
    "We're not going to sugarcoat this — building wealth involves taking risks," they write. "But it's overinflated compared to the risk of doing nothing. The biggest risk in life is not taking one."
    3. Viewing wealth negatively
    We're all brought up around different attitudes about money, whether that's the idea that wealth is glamourous and unattainable, or that it's a sign of greed and corruption.
    Your ability to build wealth effectively hinges on these beliefs, Osborn and Morris said.
    "Celebrate your pursuit of wealth and look at it as a pathway to freedom. And, steer clear from those who think money is a dirty word," they write.
    4. Giving up
    As with any challenge in life, you'll experience ups and downs in your pursuit of wealth. Those people who make it to the top are the ones who never quit.
    Osborn and Morris explain:
    "When you face a setback, you have a choice: You can jump ship by focusing on the sting of the loss or stay the course and reap the value of the lesson.
    "Just remember: You had courage before the loss, and now you have the power of more experience and information as you move forward."
    5. Holding on to toxic friendships
    "How many people are best friends with their kindergarten buddies? Not many. Yet how many folks have a friend they won't cut loose, even though they are a negative influence?"
    Osborn and Morris ask these questions to emphasize that you have total control over who you surround yourself with. Ultimately, they say, don't get trapped in a "weak social circle." If you do find yourself there, be sensible enough to walk away.
    6. Victimizing yourself
    Bad things happen every day and at times it may even feel like you're taking more hits than others. Did you lose money on your investment? Run your new business into the ground? That's going to be difficult to get through, but it's no excuse to victimize yourself, Osborn and Morris explain.
    "Victimhood leads to blame, apathy, and general malaise. It's hard to move forward with a positive vision when you are locked into an event from the past. Negativity tends to lead to inertia and despondence. Don't let a bad occurrence hold you back," they write.
    7. Thinking you know it all
    Osborn and Morris quote Stephen Hawking to illustrate this point: "The greatest enemy of knowledge is not ignorance, it's the illusion of knowledge."
    Thus, thinking you know all there is to know — the "expert syndrome," as they call it — hinders teachability and growth.
    In other words: We all, always, have something to learn.


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