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  1. 1. Staying in a comfortable job It's easy to get comfortable in a job you enjoy, or even seek out a position that aligns with your interests. For example, Osborn and Morris write in their book, a ski instructor who loves to ski or a bartender who loves to meet new people and be social. "All of these individuals are getting some subset of their needs met," they write. "But is it enough?" Osborn and Morris encourage you to use your learned skills to find interests outside of your comfort zone. "Building wealth is a contact sport. It requires movement, action, and impact. Be purposeful and build a network that takes you closer to your goals," they write. 2. Avoiding risk Fear is a universal feeling. Once you realize you're not alone in that feeling, "ask yourself, 'What is truly at risk?'" Osborn and Morris write. Remember, if it's a worthwhile endeavor, there will almost certainly be some sort of risk involved. "We're not going to sugarcoat this — building wealth involves taking risks," they write. "But it's overinflated compared to the risk of doing nothing. The biggest risk in life is not taking one." 3. Viewing wealth negatively We're all brought up around different attitudes about money, whether that's the idea that wealth is glamourous and unattainable, or that it's a sign of greed and corruption. Your ability to build wealth effectively hinges on these beliefs, Osborn and Morris said. "Celebrate your pursuit of wealth and look at it as a pathway to freedom. And, steer clear from those who think money is a dirty word," they write. 4. Giving up As with any challenge in life, you'll experience ups and downs in your pursuit of wealth. Those people who make it to the top are the ones who never quit. Osborn and Morris explain: "When you face a setback, you have a choice: You can jump ship by focusing on the sting of the loss or stay the course and reap the value of the lesson. "Just remember: You had courage before the loss, and now you have the power of more experience and information as you move forward." 5. Holding on to toxic friendships "How many people are best friends with their kindergarten buddies? Not many. Yet how many folks have a friend they won't cut loose, even though they are a negative influence?" Osborn and Morris ask these questions to emphasize that you have total control over who you surround yourself with. Ultimately, they say, don't get trapped in a "weak social circle." If you do find yourself there, be sensible enough to walk away. 6. Victimizing yourself Bad things happen every day and at times it may even feel like you're taking more hits than others. Did you lose money on your investment? Run your new business into the ground? That's going to be difficult to get through, but it's no excuse to victimize yourself, Osborn and Morris explain. "Victimhood leads to blame, apathy, and general malaise. It's hard to move forward with a positive vision when you are locked into an event from the past. Negativity tends to lead to inertia and despondence. Don't let a bad occurrence hold you back," they write. 7. Thinking you know it all Osborn and Morris quote Stephen Hawking to illustrate this point: "The greatest enemy of knowledge is not ignorance, it's the illusion of knowledge." Thus, thinking you know all there is to know — the "expert syndrome," as they call it — hinders teachability and growth. In other words: We all, always, have something to learn.
  2. Investing, as with anything in life, benefits from an early start. The earlier you begin planning for retirement, the greater your potential return on investment. This holds true for both civilians and military members. By taking advantage of your youth, you can get a head start on saving for your future. However, if you’re not sure about the benefits of early investing, here are five reasons why it’s best to start sooner than later. 1. Time allows you to take risks Typically, when it comes to investing, ventures that are more volatile yield the highest return on investment. Investors, who have the time to recover if something were to go wrong, have the opportunity to make riskier moves. Those who begin to invest late in life are often inherently more cautious with how they invest their money. 2. Compound interest really makes a difference Essentially, compound interest is the interest earned on interest. By continuously reinvesting your earnings, you are exponentially increasing your return on investment. Savvy investors understand the benefits of investing early and taking advantage of the potential gains from compound interest. To help you understand how time and compound interest are related, here’s an example: Twenty-five year old Madison invests $2,000 annually over 10 years in her company’s 401(k), with an average growth of 10 percent. When she retires, at the age of 65, her investment would have grown to $556,197. On the other hand consider Cooper, age 34, who invests $2,000 annually over 30 years into his 401(k). At age 65, Cooper who has invested three times as much as Madison, will have $328,988 in his retirement account. In this example, Madison, who began investing early and gave her money time to earn compound interest has $225,000 more than Cooper to spend during her retirement. 3. Your spending habits will improve Investing early allows you to develop disciplined spending habits by focusing on your budget and cutting expenses when needed. The goal here is to earn money by saving money. This is impossible with poor spending habits and a life full of impulse buying. Through early investment, the lessons learned will pay off in the long run, especially, when you have even more capital to work with and restraint is needed. 4. Be a step ahead of everyone else The early bird gets the worm is an idiom worth adhering to. The earlier you begin investing, the better your personal financial situation will be down the line. Compared to your counterparts, who may have chosen to invest later in life, over time you will be able to afford things that others can’t. Additionally, at some point your finances may become unstable, but by investing early you’ll be prepared to face such hardships. 5. Your quality of life will improve Military members who invest in retirement plans such as a Thrift Savings Plan, 401(k) or Roth IRA are taking steps toward an improved quality of life. Early investment will reduce the risk that you’ll be forced to make reckless choices to secure a stable retirement.
  3. A very simple but confusing puzzle. A lady buys goods worth rs.200 from a shop. (shopkeeper selling the goods with zero profit). The lady gives him 1000 rs note. The shopkeeper gets the change from the next shop and keeps 200 for himself and returns rs.800 to d lady. Later the shopkeeper of the next shop comes with the 1000 Rs note saying "duplicate" and takes his money back. "How much LOSS did the shopkeeper face ?" A. 200 B. 800 C. 1200 D. 1800 E. 2000 F. 1600 G. 1000 Simple yet confusing n challenging.⁠⁠⁠⁠
  4. admin

    6 / 2 (1+2) = ?

    Solve the puzzle
  5. Version


    Dear All, Please find an amazing PPT on ARGUMENT..........Consequences and results have been shown soooo beautifully!........ I have never seen such a wonderful PPT on subject like this.... Please do go through it.... 1 You can download presentation 2 You can add comments to the files 3 You can share the file 4 You can like the file 5 Join our Linkedin group or get updates on facebook Regards, Saurabh Jain
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    Car Mania

    Lamborghini Cars Lamborghini is an Italian car manufacturer that was founded by Ferruccio Lamborghini in 1963 with the objective of competing with Ferrari. Lamborghini gained international acclaim in the 60’s for the Muira and after hard times starting from the mid 1970’s to filing for bankruptcy and three changes in ownership, Lamborghini came under Chrysler 1987. The company was eventually sold to Audi in 1998 and in the start of this century it eventually started to witness success under Volkswagen. 2016 Lamborghini Urus It’s almost confirmed thatLamborghini would bring their Urus SUV to India. Stated for an international launch in 2016, the Urus was first shown at the Beijing Motor Show earlier this year and the model is the spiritual successor to the LM002 4x4 from 1986. As is the case with most Lamborghini names, the name Urus comes from a very large and powerful wild bull that was common in central Asia and Europe in the middle-ages. Lamborghini is aware of the expectations from the SUV and the manufacturer promises that the Urus will set a new performance benchmark for SUVs. "The Urus is the most extreme interpretation of the SUV idea," said Stephan Winkelmann, President and CEO of Automobili Lamborghini. The SUV will be priced at around 1.5crore and like the Aventador, the Urus uses carbon fibre for its chassis and body. DESIGN AND INTERIORS In terms of styling the Urus has a very angular design which echoes the canned Estoque saloon concept.Lamborghini bosses say it will be the world’s fastest-accelerating and best-handling SUV. The SUV is expected to be 4.99 meters long, 1.66 metres high and the design is stunning with a typical Lamborghini nose mounted high and razor sharp lines similar to those on the Aventador. The wheel arches are typical of Lambo and the massive haunches make this car an eyeball magnet. The 24-inch wheels are forged from matte-finish aluminium and are stunning. The Urus will use innovative and adaptive aerodynamics with variable ride height and a height-adjustable front spoiler and the aero balance of the Lamborghini Urus can even be adjusted to suit the prevailing driving conditions. ENGINE AND RIDE No detailed technical information is yet known but the Urus could use a modified version of the VW Group’s new 4-litre twin-turbo V8 or a 6-litre W12. Lamborghini is targeting a 100kmph time of around four seconds with a top speed of around 300kmph. The chassis could be shared with the Audi’s variable large car four-wheel-drive MLB platform and is likely to make heavy use of torque vectoring. The SUV will have height adjustable suspension that lowers at high speed. Lamborghini’s head of development, Maurizio Reggiani has said that the platform of the Urus is being developed within the VW group to underpin the next generation of Porsche Cayenne, Audi Q7 and Bentley’s SUV. Regarding the mechanicals, Reggiani said, ‘We looked at having the gearbox in the rear for ideal weight distribution but now I think we will end up with a conventional drivetrain with engine, gearbox, centre differential and real differential, as it is lighter and we can share components across the group.’ Revealing more details on the SUV Reggiani further added, ‘We will use forged composite for the body panels, the structure and for many of the aesthetic parts in this car. No one else in the group will have this material and it saves us a lot of weight, especially in the interior because we don’t have to cover it in leather, as it looks really cool anyway!’ said Reggiani.
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    Amazing True or False

    Name: Amazing True or False Category: Miscellaneous Quizzes Description: This one is going to be tough! These are "amazing facts" - or are they? Click here to take this quiz!
  8. It was on October 20th 2004, we started Spicy Flavours , and as we reach Oct 20th 2012 , we will be completing 8 years of our online existence !!! Cheers !!! We meet online to have a great time....... We laugh and we giggle and smile at our screens, We sit back and wonder what all this means. We surf the web, we travel afar, We span thousand of miles without a car. We watch conversations flowing on the screen, We tell jokes and stories and know what they mean We are the CIRCLE OF FRIENDS at Spicy Flavours made from a chain And we're here bcoz friendship is what we gain! Born on-line formed by few, We had no idea just wat to do. So we are linking our pages, first one then two, And wonder where we'll end up when we are through The Circle will spread, like a wild vine, It will breathe and whisper like the winds of time. We have also added facebook event - We would appreciate your presence for the celebration of a successful journey https://www.facebook...21652034653785/ Check out some of the very exciting / popular topics on SF as a start up Guide http://spicyflavours...start-up-guide/ Look forward to continue adding enthusiasm to your emotions Best Regards Team Spicy Flavours
  9. Dear Members, Today Spicy Flavours touched another mile stone when no of page views crossed the 16 lac figure. The stats can always be seen at the bottom of the page... Thanks to every one here for the wonderful support... We look forward to move ahead with delivering quality content for you... For those who are new do check out our two very special sections 1 Gallery : 22 K + images 2 Amazing Files : the powerpoint slide show collection Regards Saurabh Jain Source: 16 Lac page views
  10. We have just added a new feature "Social groups" Be among the early ones to create your own personalize group We look forward for your feedback and suggestions Thanks and Regards Team Spicy Flavours
  11. "We only have One Mom, One Mommy, One Mother in this World, One life. Don't wait for the Tomorrow's to tell Mom, you love her" Sunday May 13, 2012 we celebrate Mother's Day Use this thread specially created for u and your mom http://spicyflavours...?showtopic=1667 Use reply: to write few lines for ur Mom to wish your mom Use : Email topic to Friend to send thsi to ur mom to let your friends knwo abt this thread Salute to all the Mothers of the world Do check out these links too A Mother is: The DENTIST who uses a string. The SUNSHINE on a cloudy day. The STORY TELLER when you can't get to sleep. http://spicyflavours...?showtopic=2033 Can i call you god? Mumma when i am crying with my fears you come to me and dry my tears you are a person of amazing grace for you, there is sure a special place http://spicyflavours...?showtopic=1167 Famous Mothers Said........ http://spicyflavours...?showtopic=3838 Thoughts about Mothers http://spicyflavours...?showtopic=2034 Mom, A Job Description http://spicyflavours...?showtopic=2129 Our Mother Is the Sweetest http://spicyflavours...?showtopic=1163 Mom.pps http://spicyflavours...?showtopic=2693 A_Child_To_God.pps http://spicyflavours...?showtopic=2721 Mums_love.pps http://spicyflavours...?showtopic=2697 Happy Mothers day
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    New features on Spicy Flavours

  13. admin

    Lets pray for Japan
  14. admin

    Lets pray for Japan

    Please Continue Praying for Japan Please add your prayers by replying to this topic We have created a page for the same on facebook 3/15/11 A third explosion occurred at the nuclear plant in northeast Japan. Japan's Prime Minister Naoto Kan said radiation has spread from the damaged reactors and warned of more leaks. 3/14/11 Radiation alert in Japan. U.S. ship contaminated 100 miles offshore 3/14/11 Prime Minister urges public to limit power usage. 3/14/11 2nd explosion at nuclear plant. 3/13/11 Japan tries flooding damaged reactor to stop meltdown. 3/12/11 Japan launched a massive military rescue operation Saturday after a giant, quake-fed tsunami killed hundreds of people and turned the northeastern coast into a swampy wasteland, while authorities braced for a possible meltdown at a nuclear reactor. Prime Minister Naoto Kan said 50,000 troops would join rescue and recovery efforts following Friday's 8.9-magnitude quake that unleashed one of the greatest disasters Japan has witnessed — a 23-foot (7-meter) tsunami that washed far inland over fields, smashing towns, airports and highways in its way. 3/11/11 A massive earthquake struck northeastern Japan on Friday afternoon, generating massive tsunami along broad areas of the Pacific coast. Numerous deaths have been reported. Many people are missing. Japan's Meteorological Agency says the quake struck at 2:46 PM Friday local time off the coast of Miyagi Prefecture. The quake's estimated magnitude has been upgraded to 8.8 -- the strongest on record to ever hit Japan.